The Naked Truth by Tove Ghent

When a beautiful naked woman runs into the path of a moving streetcar in downtown Toronto, Mike Kincaid rushes to save her. This begins the adventure into the mystery of who she is, what she has done, and why someone is trying to kill her. Kincaid is torn between duty and desire in the race to uncover the truth. Will his love of his job as an undercover mountie be more than his love for her? Known only as Kate, she must discover her identity and prove she is innocent of murder, all the while falling for the handsome mountie who may or may not believe in her innocence.