A frantic phone call from the president of World Bank jars Carl Lukin and Ann Curlin out of a restful vacation on the Hood Canal in Washington State. Hundreds of millions of dollars have been stolen from the bank, and the bank president wants to hire Lukin Investigations to find the money before news gets out causing the bank to collapse. In the course of the investigation Carl uncovers a terrorist cell operating the U.S. Personal tragedy place Carl on a path of vengeance against the leaders of the terrorist organization called Islam’s Fire.